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CPP and EI Employer Cost Calculator (Canada)

Work out your 2026 employer CPP, CPP2 and EI premiums, including the Quebec QPP and QPIP path.

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Employer CPP and EI
 
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What are the 2026 CPP rates and maximums?

The employer rate is 5.95% on pensionable earnings between $3,500 and $74,600, a maximum of $4,230.45. CPP2 adds 4% on earnings between $74,600 and $85,000, up to $416.

Where Compono fits

These contributions are fixed. What is not fixed is how long the person stays and what they contribute while they are here. Compono reads culture fit at hire and engagement once people are in, so the cost of employing someone turns into something that compounds rather than something you pay twice.

See how it works

How it's calculated

Outside Quebec, employer CPP is 5.95% of pensionable earnings between the $3,500 basic exemption and the $74,600 maximum, capping at $4,230.45, with CPP2 adding 4% between $74,600 and $85,000 for a further $416. Employer EI is 1.4 times the employee rate of 1.63%, charged on insurable earnings up to $68,900, capping at $1,572.30. In Quebec, employer QPP is 6.30% on the same earnings band for a maximum of $4,479.30, QPP2 matches CPP2 at 4% to $416, employer EI uses the reduced Quebec employee rate of 1.30% for a maximum of $1,253.98, and QPIP is added at 0.602% on earnings up to $103,000 for a maximum of $620.06. All figures are calendar year 2026. Two notes worth knowing: the per-employee maximums are per employer, so someone with two jobs generates two sets of employer contributions, and employers running a qualifying short-term disability plan can get an EI multiplier below 1.4 through the Premium Reduction Program, which this tool does not model.

New to the term? Read the plain-English definition of CPP and EI contributions in the HR Glossary.

Common questions

What is the employer EI premium for 2026?

1.4 times the employee rate. Outside Quebec that is 1.4 times 1.63% on insurable earnings up to $68,900, a maximum of $1,572.30. In Quebec the employee rate is 1.30%, giving a maximum of $1,253.98.

What is QPIP?

The Quebec Parental Insurance Plan. Quebec employers pay 0.602% on earnings up to $103,000, a maximum of $620.06. It is why Quebec's EI rate is lower than the rest of Canada.

Are the maximums per employee or per employer?

Per employer. An employee with two jobs generates two full sets of employer contributions, because each employer starts the exemption and the maximum again.

This page is general information, not legal advice. We check figures annually and update them on a best-efforts basis, but employment rules change and we cannot promise everything here is current or complete. Before you act on it, confirm the detail with your provincial employment standards office or your own adviser. Last reviewed July 2026.